FREQUENTLY ASKED QUESTION:

Why should you monitor and protect your credit?

Knowing your credit profile, and the steps to take to remedy bad credit is vital in the digital age. Employers, insurance companies, banks, and other lenders all check your credit. A recent article by CNBC shows that bad credit can cost you up to $45,000 in extra expenses including higher interest rates, higher payments, and larger down payments. Unless you have thousands in savings you will need credit to buy a home, car, finance your education, and utilize credit cards for other life expenses.

FORGET THE WHAT IFS

What if your credit gets hacked?

With a new Identity Theft victim every two seconds, the time for credit insurance is now. A recent Harris Poll survey shows that nearly 60 Million Americans have been affected by Identity theft including 15 million in 2017 alone!

If your credit is hacked reality is they likely opened up fake accounts in your name and failed to pay those. Late or no-payments on mortgages, car loans, and even credit cards will ensure your credit score and profile take a massive hit and sustain substantial damage.  If you are an Identity Insured member, you can rest easy with a million dollar insurance policy backed by Experian to ensure you are covered from any fraud!