Smart Money

Grab Hold of Your Financial Life

Having good credit doesn’t mean much unless you are utilizing SmartMoney secrets and strategies to get ahead. Enjoy comprehensive credit and financial education you can utilize daily to get out of debt, increase your credit score, qualify for the best loans at the best rates and more.

Are you paying rates higher than 0% on your credit cards and other unsecured debts? 

Maintaining a strong credit score is not enough, there are proven strategies and powerful tactics that families are using to save thousands of dollars. 

Identity Insured members learn weekly how to strategically utilize credit to obtain lower rates including 0% rates for up to 15 months that can save you thousands.

SmartMoney sneak peak

Inquires Explained: Hard vs Soft

Inquires Explained: Hard vs Soft

Often when seeing if you qualify for something, such as signing up for a new television provider, or getting an alarm system put in, you will be told that the company must do a credit check, and are told it either “may effect your credit score” or “it won't affect...

How to File a Police Report for Identity Theft

How to File a Police Report for Identity Theft

Source Alt Text: A policeman in full uniform turns his head When someone steals your identity, they can destroy your credit, take money from your bank, make unnecessary purchases, and register for unknown accounts. With the potential to create both long and short-term...

What You Should Do if Your Identity Is Stolen

What You Should Do if Your Identity Is Stolen

Identity theft can happen anywhere, and the most common types of fraud are credit/debit card skimming, stealing mail, online hacking, and plenty more.  Sometimes, when you are at a coffee shop with your laptop on using the wireless, that gives people easy access into...

How to Check for Identity Theft? 10 Tips

How to Check for Identity Theft? 10 Tips

According to economic analysts, more than 14 million people were victims of identity theft in 2018. While the number of identity fraud has decreased, millions of people still face this issue. Keep in mind that identity theft can negatively impact your credit score,...