Why Identity Insured?

Resources and Tools Built for Your Credit, Identity
& Financial Success

Million Dollar Identity
& Credit Insurance

We’ll reimburses you for out for out-of-pocket expenses up to $1M with $0 deductible, for expenses associated with your identity theft recovery. Plus, we will retain lawyers, investigators and case managers on your behalf.

Coverages include: lost wages or income, attorney and legal fees, expenses incurred for refiling of loans, grants and other lines of credit, costs of childcare and/or elderly care incurred as a result of identity restoration.

DARK WEB & INTERNET SURVEILLANCE

Monitors thousands of websites, chat rooms, forums and networks, and alerts you if your personal information is being bought or sold online. We’ll even help you take action to stop the illegal sale and movement of your information ultimately stopping fake credit accounts from being set up in your name and protect your financial information.

SOCIAL SECURITY TRACE MONITORING

Your Social Security number (SSN), is generally the most powerful piece of identifying information you have if you are a U.S. citizen. Our social security trace monitoring provides you with a report of all names and aliases associated with your SSN, and notifies you if a new one is added.

NON-CREDIT MONITORING

Alerts you if a Payday loan has been opened using an element of your identity.

FINANCIAL ACCOUNT TAKEOVER

Financial Account Takeover monitors your personal information daily against hundreds of financial institutions for activity that may indicate possible identity theft. We will promptly notify you if we find that your personal information has been used to open a new credit card or bank account, apply for a new credit card, or if changes have been made to your existing bank account.

CREDIT COLLEGE

Understand, build and manage your credit. Credit plays an important role in your life – affecting the purchases you make and much more. The more insight you have about credit, the easier it is to strengthen your financial well-being. Learn how to successfully manage your credit rating and protect against credit card fraud with our indepth credit education.

SOCIAL MEDIA MONITORING

Social Media Monitoring allows subscribers & their children (on the family plans) to monitor their social network profiles and content feeds with Facebook, Twitter, LinkedIn, and Instagram for any privacy and reputational risks.  

SMARTMONEY

Enjoy in depth finance education tips and lending options for all of your finance needs. Following these tactics can save you thousands, factor in the savings and your membership should save you more than you ever pay for it.

identity insured vs. lifelock

BUT WHY?

Why Bother getting Credit Insurance?

According to DriverKnowledge.com there are 6 million car accidents each year in the US. That may not make up a large percentage of the US population, but for all those involved, if they didn’t have auto insurance then they would be in serious jeopardy not to mention new debt. Credit Insurance is very similar, about 1 in 3 Americans are victims of credit fraud & identity theft. Rest easy knowing all Identity Insured members receive $1 Million dollars in credit insurance.

FREQUENTLY ASKED QUESTION:

Why should you monitor and protect your credit?

Knowing your credit profile, and the steps to take to remedy bad credit is vital in the digital age. Employers, insurance companies, banks, and other lenders all check your credit. A recent article by CNBC shows that bad credit can cost you up to $45,000 in extra expenses including higher interest rates, higher payments, and larger down payments. Unless you have thousands in savings you will need credit to buy a home, car, finance your education, and utilize credit cards for other life expenses.

FORGET THE WHAT IFS

What if your credit gets hacked?

With a new Identity Theft victim every two seconds, the time for credit insurance is now. A recent Harris Poll survey shows that nearly 60 Million Americans have been affected by Identity theft including 15 million in 2017 alone!

If your credit is hacked reality is they likely opened up fake accounts in your name and failed to pay those. Late or no-payments on mortgages, car loans, and even credit cards will ensure your credit score and profile take a massive hit and sustain substantial damage.  If you are an Identity Insured member, you can rest easy with a million dollar insurance policy backed by Experian to ensure you are covered from any fraud!